5 Prayers for Finances to Overcome Money Stress

Sam Larrabee • 7 minutes

Have you been feeling like there’s never enough in your bank account lately? Maybe the costs for your basic needs keep going up, or you’ve had some unexpected expenses. You might have debt or other financial burdens that keep you up at night. If that’s you, you’re not alone.

If you’re struggling financially, know that God is with you and wants to provide you with peace. And in addition to than that, He wants to help you make wise financial decisions that set you up for long-term success. Below you’ll find five prayers inspired by the life and teachings of Jesus. But first, we’ll explore why God cares about your financial situation.

God Is Able to Bless Us Financially

Look what this letter from the Apostle Paul in the Bible says:

… God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work. 2 Corinthians 9:8 NIV

God loves to bless people. Depending on your Bible translation, “bless,” “blessing,” and “blessed” appear hundreds of times. But what does it mean to be blessed?

What Does It Mean to Be Blessed?

In the Bible, blessing is a way of talking about the good gifts God provides. Sometimes, God blesses people directly through encouraging words, promising a better future, providing guidance, or meeting a physical need like food or being able to pay the bills.

Blessing isn’t something we achieve. Instead, it’s a gift we get to accept. All of us experience blessings from God every day.

Every time we experience the goodness of the world around us, we experience God’s gift or His blessing. We didn’t earn the ability to enjoy food, or work hard to feel awe as we witnessed a beautiful sunset. Instead, we simply receive those experiences as a gift from God.

Does God Provide Financial Blessings?

There are a few stories in the Bible where people receive financial blessings. One example is in 2 Kings 4. A widow lacks the financial resources to pay back her deceased husband’s debts. Now she’s desperate. If she doesn’t receive a financial miracle soon, the creditor could take her sons away.

She calls on a prophet, Elisha, for help. He asks her if she has anything of value to sell—but all she has is one small jar of oil. So, through Elisha, God performs a miracle. The oil is multiplied, and she’s able to sell enough oil to pay back the debt. There’s even enough left over that she can sell to meet the needs of her family.

Notice how the miracle provided the finances to become debt-free, plus extra to provide basic needs for her family. This mirrors the verse at the top of this article, 1 Corinthians 9:8, which tells us that God can bless us with what we need, and everything extra can go toward doing good.

How Does Jesus Talk About Financial Blessing?

Jesus had a lot to say about money, finances, and generosity. How He talked about money varied based on His audience. To people with a lot of resources, He spoke of the dangers of greed and invited people to use their finances to bless others.

For people experiencing financial difficulty, He spoke of God’s ability to provide. Here’s an example:

 “That is why I tell you not to worry about everyday life—whether you have enough food and drink, or enough clothes to wear. Isn’t life more than food, and your body more than clothing? Look at the birds. They don’t plant or harvest or store food in barns, for your heavenly Father feeds them. And aren’t you far more valuable to him than they are? Can all your worries add a single moment to your life? …

So don’t worry about these things, saying, ‘What will we eat? What will we drink? What will we wear?’ These things dominate the thoughts of unbelievers, but your heavenly Father already knows all your needs. Seek the Kingdom of God above all else, and live righteously, and he will give you everything you need.” Matthew 6:25-27, 31-33 NIV

What is Jesus saying? God blesses creatures in nature with what is required for each day, and He can provide for your needs, too.

What Is a Financial Blessing?

Let’s go back to 2 Corinthians 9:8.

God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work.

God wants to provide us with what we need. But He’s also able to give us more than we need. And what do we do with the leftovers? We abound in every good work. How? By using it to provide for others’ needs.

God is able to bless us with what we need. Why? Because God loves us. And if God blesses us with more than we need, then we have a responsibility to be a blessing to others. How? By being generous. We give to our local church, a local non-profit, or a neighbor in need.

For more on how God provides, check out this article.

Praying for Our Finances

Jesus invites us to let go of our financial anxiety and trust God’s provision. Of course, that’s often easier said than done. That’s why prayer is so important. When we need something, we can always ask God through prayer. So try one of these prayers for finances, and remember the birds—God provides for their needs, and He can provide for your needs, too.

As you pray and reflect, we hope you begin to find your peace in God rather than in your financial security.

5 Prayers for Finances

God wants to bless you with what you need, but these prayers aren’t magic words that will make you rich. Instead, they’re designed to help you express your needs to God and find peace and guidance in His presence. Adapt the prayers to your specific situation, connect with God in your own way, and thank Him for His answers when they come.

1. A Prayer for Financial Stability

God, thank You for being a constant friend. Please bring me peace and provide for my needs. Help me to manage my finances wisely and navigate any challenges that come my way. Help me to find my confidence in You. I trust that You’re in control—even when my finances feel out of control. You are my Rock and Strong Tower in all situations. In Jesus’ name, amen.

2. A Prayer for Peace During Financial Difficulties

Lord, I turn to You for peace in the middle of my financial challenges. Please calm my worries and fears by reminding me of Your promise to sustain me. Guide me and provide for me as I keep looking to You. Help me to face these difficulties with clarity and confidence—trusting You to see me through this storm. In Jesus’ name, amen.

3. A Prayer for Financial Wisdom

Father, I know You’re with me, even when I feel overwhelmed by financial decisions. Please fill me with wisdom and clarity as I do my best to make the right choices. I ask that You help me make financial decisions that honor You. In Jesus’ name, amen.

4. A Prayer for Financial Blessings

Jesus, I come to You asking for financial help. Even when my situation seems hopeless, I trust Your promise to provide. Help me to see how You’re working in my life, and lead me toward people who can help. I know You are good, and I know You can provide. In Your name, Jesus, amen.

5. A Prayer for Financial Freedom

Holy Spirit, thank You for providing me with wisdom and strength as I pursue financial freedom. Please help me find guidance and peace. Lead me toward steps I can take to reduce debt and give me the courage to follow through. In Jesus’ name, amen. 

Make a Habit of Prayer

God is with you every day, and He wants to talk with you. So come to Him every day and experience joy in His presence. The most powerful prayers are honest prayers. So don’t worry about saying all the right things. Just be yourself.